• Since 1903
  • Over 175 machines in stock

All aboutLeasing

What is leasing?

As an entrepreneur, you want to get ahead. Van Gurp understands this and therefore offers you the option of leasing all or part of your purchase. But what exactly is leasing? This is a common question, but it’s actually quite simple. Leasing is a form of financing used when purchasing a machine. The leasing company finances the machine and you pay a pre-agreed monthly amount here. There are different forms of leasing (financial lease, operating lease, etc.), but we refer to this case as a financial lease installment plan.

Lease Hire Purchase

During a financial lease installment plan, the customer is the economic owner of the machine when the lease contract is signed. The machine appears directly on the balance sheet. This can be accounting advantageous compared to renting. This type of lease is very interesting if there is no financial room or to improve cash flow. You do not have to make a large investment, but still become the owner of the newly purchased machine. Reserves are maintained for business. However, any maintenance costs, value reductions or increases are at your own expense.

Credit Check

Van Gurp helps you with finance lease installment plan. Many leasing companies are possible, but Van Gurp works extensively with De Lage Landen. De Lage Landen is a subsidiary of Rabobank. This is a vendor finance organization (30 mln euro assets) with the following advantages:

– Up to 100% financing possible
– Both new and used business assets
– Same costs every month

Are you interested in leasing? Based on your situation, they will make you a proposal what the monthly costs and term are. During this process, you no longer have any financial obligations to Van Gurp, they simply arrange for the contract to be drawn up. Before a contract can be drawn up, a credit check must be carried out. What do we need for this? A Chamber of Commerce number, name and address of the buyer.


Lease Costs

The lease costs depend on the term of the contract, the amount to be leased and the current interest rate. These costs are charged monthly. A lease term can be set as you choose, the term is in any case between two and eight years. The longer the lease term, the lower the monthly costs. However, you will pay more interest costs compared to a shorter lease term. Please note that VAT must be paid from the lease amount at the start of the contract. If necessary, this can also be co-financed.

To illustrate: Would you like to lease €30000 over a period of 48 months? De Lage Landen can send you an offer of, for example, 6.46% interest per year. Or €707.09 per month. After 48 months, you will have transferred a total of €33940 to De Lage Landen, €30000 in installments and €3940 in interest charges.


  1. You are direct economic owner of the asset. You can therefore also include it directly on your company’s balance sheet, allowing you to take advantage of
    attractive tax deduction schemes.
  2. You don’t have to make a large deposit up front. In fact, you pay a fixed (relatively smaller) amount each month.
  3. You can co-finance the VAT. This means that you do not have to deposit the VAT amount of your purchase yourself in advance. This rule applies if you
    you can pay back the VAT amount including interest in one of the first six months of the term.
  4. You don’t have to eliminate options to the search for a new construction machine or part. All of Van Gurp’s machines can be leased.

Interested in leasing a construction machine or part? Contact us (contact page link) so we can see what we can arrange for you!